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Detection & Monitoring


CREDIT REPORT & SCORE

Fight back against identity theft by reviewing your credit report. Inquiries from unknown companies, unfamiliar accounts and debts, incorrect information, can all be indications of suspicious activity.

IDProtect offers access to credit report and credit score. Credit scores are used to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. Monitor your credit score and keep track of changes and setbacks.

Inaccurate information in a credit report could affect your credit score - so important to review both!


RECOVERY/RESOLUTION

Becoming a victim of identity fraud is a frightening, frustrating experience and it can happen to anyone at any time.

IDProtect is here to help during this difficult time. Should you become a victim, a dedicated fraud specialist will be assigned to manage your case. Experienced recovery professionals will handle the recovery process until your credit and identity is completely restored.

IDProtect also provides identity fraud expense reimbursement to cover expenses associated with restoring your identity, such as reimbursement for costs associated with attorney fees, loan application fees, long distance calls, certified mail and notarized fraud documents, medical record costs, as well as coverage for wages lost for time taken off work to correct personal records.

IDProtect's resolution services provide peace of mind knowing a recovery specialist is there for you!


DETECTION/MONITORING

Time is of the essence in discovering identity theft, since the quicker it is discovered, the easier it is to recover from it. Identity monitoring is a critical component in discovering identity theft quickly in order to limit the amount of damage that can be done.

Keep an eye out for any suspicious activity by routinely monitoring:

Your financial statements. Monitor your financial accounts and billing statements regularly, looking closely for changes you did not make.

Your credit reports. Credit reports contain information about you, including what accounts you have and how you pay your bills. If an identity thief is opening credit accounts in your name, these accounts are likely to show up on your credit report. Credit File Monitoring service alerts you to key changes automatically.

IDProtect's monitoring services can make a big difference when it comes to detecting identity theft.


EDUCATION AND NEWS RESOURCE

Enjoy the convenience of 24-hour access to the IDProtect website, where you can: read the latest news on identity theft, find links to other informational fraud protection sites, and get advice on ways to protect yourself from identity theft.

24/7 News and Educational Resources at www.IDProtectMe247.com


FCRA

FCRA Disclosure: The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies - Equifax, Experian, and TransUnion - to provide you with a free copy of your credit report, at your request, once every 12 months. To order, visit annualcreditreport.com, call 1-877-322-8228, or complete the Annual Credit Report Request Form and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. For more information, including information about additional rights, go to www.consumerfinance.gov/learnmore or write to Consumer Financial Protection Bureau, 1700 G Street, N.W., Washington, DC 20552.